Water damage is one of the most common problems renters face — and one of the most confusing when it comes to insurance. Pipes burst upstairs, washing machines overflow next door, or leaks spread through shared walls. When damage comes from a neighbor’s apartment, many renters are unsure whose insurance applies. This article explains whether … Read more
Sharing an apartment often makes life easier — and cheaper — but it also creates confusion when it comes to insurance. Many renters assume one policy covers everyone in the apartment. Others assume roommates are automatically excluded. Both assumptions can lead to serious problems when something goes wrong. This article explains whether renters insurance covers … Read more
Living with roommates is common, especially in apartments where rent is shared. Because of that, many renters assume a single renters insurance policy automatically protects everyone living in the unit. Unfortunately, that assumption is one of the most common — and costly — mistakes renters make. This article explains whether renters insurance covers roommates, how … Read more
Renters insurance is often described in simple terms, but many renters don’t truly understand what it covers until they try to file a claim. That’s when confusion usually starts — especially around what is included, what is limited, and what is excluded entirely. This article explains what renters insurance actually covers, using real-world examples, so … Read more
If you live in a small apartment, renters insurance can feel unnecessary. Many renters assume their landlord’s insurance already covers everything, or that their belongings are not valuable enough to insure. But apartment size doesn’t really determine risk. Theft, smoke damage, water leaks, and liability issues can happen in any space — studios included. When … Read more