Claims, Mistakes & Exclusions

What Insurance Policies Do Not Cover (And Why It Matters)

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Most people buy insurance to feel protected. Unfortunately, many only discover the limits of that protection when something goes wrong — and the claim is denied. The reason is usually simple: the policy never covered that situation in the first place. Insurance policies are built around exclusions. These exclusions aren’t hidden tricks; they are how … Read more

Why Insurance Claims Get Denied Even When You’re Covered

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One of the most frustrating insurance experiences is having a claim denied when you genuinely believed you were covered. Many people pay premiums for years, file a claim in good faith, and are shocked when the insurance company says no. In most cases, claim denials are not caused by bad intentions or mistakes by the … Read more